In the event of a bank’s bankruptcy, the deposit insurance scheme protects client deposits against loss up to the amount of CHF 100 000. This guarantee is regulated by law.
Deposits are generally client balances on accounts held at banks. All clients (private and corporate) of banks are protected by the deposit insurance scheme.
The protection is limited to CHF 100 000 per client and bank. esisuisse funds the payment for the protected deposits if the bank has insufficient liquidity available.
esisuisse informs the public about depositor protection in Switzerland.