Swiss deposit insurance

Latest topics & information

esisuisse expands its Board of Directors

Thomas Aegerter, Laurence Luyet Slappnig and Dr Markus Voegelin elected to esisuisse’s Board of Directors.

The moment has come: our new website is online!

We hope you enjoy browsing our new website.

Partial revision of the Banking Act (Bankengesetz – BankG)

Stronger depositor protection

Client information Swiss deposit insurance

All important information about the functioning and scope of esisuisse.

What is deposit protection?

The short film “What is deposit protection?” shows you how esisuisse functions within Switzerland’s financial framework and when the solidarity principle is activated.

ALL CONTENTS OF THE MEDIA LIBRARY

What is esisuisse?

esisuisse is a self-regulatory organisation for banks in Switzerland. All banks with a branch in Switzerland must be members of esisuisse. esisuisse is a private association with its registered office and office in Basel.

What is deposit insurance?

In the event of a bank’s bankruptcy, the deposit insurance scheme protects client assets against loss up to the amount of CHF 100 000. These protected deposits are paid out quickly.

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Functioning and scope

Swiss deposit insurance

In the event of a bank’s bankruptcy, the deposit insurance scheme protects client deposits against loss up to the amount of CHF 100 000 (laid down by law). These protected deposits are paid out quickly.

Protected bank deposits

Deposits are generally client balances on accounts held at banks. All clients (private and corporate) of banks are protected by the deposit insurance scheme.

Payout

The protection is limited to CHF 100 000 per client and bank. esisuisse quickly advances payment for the protected deposits if the bank has insufficient liquidity available.