In the event of a bank’s bankruptcy, the deposit insurance scheme protects client deposits against loss up to the amount of CHF 100 000 (laid down by law). These protected deposits are paid out quickly.
Deposits are generally client balances on accounts held at banks. All clients (private and corporate) of banks are protected by the deposit insurance scheme.
The protection is limited to CHF 100 000 per client and bank. esisuisse quickly advances payment for the protected deposits if the bank has insufficient liquidity available.
esisuisse informs the public about depositor protection in Switzerland.