Facts and figures
Members
As at 31.12.2025, esisuisse had 251 members (225 banks, 19 securities firms, 7 institutes about to cease operations).
Protected deposits
Deposits are credit balances that customers hold in bank accounts or at securities firms. They are covered by the deposit insurance scheme up to CHF 100 000 per customer and per bank.
As at 31.12.2025, the banks and securities firms reported approximately CHF 506.3 billion in protected deposits. The protected deposits are distributed among the institutions as follows:
Definitions
| Term | Description |
|---|---|
| Maximum contribution obligation | Contribution obligation of the member to esisuisse (1.6% of the protected deposits held by the member). |
| Collateral | At least 50% of the maximum payment obligation must be secured in favour of esisuisse. The following models are available: loan, securities (TCM) or SNB collateral account models. |
| Contribution in the event of a deposit insurance call | Contribution by the member to esisuisse in the event of bankruptcy of another member. esisuisse repays this contribution to the member, depending on the amount reimbursed to esisuisse from the bankruptcy estate. |
| Cut-off date | Basis for calculating the maximum contribution liability, the collateral and the annual membership fee in accordance with the statutes and self-regulation. |
| Period | Duration of the member’s commitment |
| Member |
Raiffeisen Switzerland Cooperative represents the entire Raiffeisen Group as one member. The other independent cooperatives of the Raiffeisen Group are not listed individually here. Their figures are included in the consolidated figures of Raiffeisen Switzerland Cooperative. In the case of foreign banks with several authorised branches in Switzerland, one branch represents all other branches. Institutions that have been released from prudential supervision by FINMA are no longer members of esisuisse. However, these institutions may still have obligations towards esisuisse arising from the Statutes or self-regulation during the termination phase. These obligations are taken into account in each case. |
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Historical data
Protected deposits, maximum contribution obligation and collateral
| Cut-off date | Period | Volume of protected deposits | Maximum contribution obligation | Collateral (at least) |
|---|---|---|---|---|
| 31.12.2022 | 01.07.2023 - 30.06.2024 | CHF 504.1 bn | CHF 8.1 bn (CHF 8 065 401 632) |
CHF 4.0 bn (CHF 4 032 700 824) |
| 31.12.2023 |
01.07.2024 - 30.06.2025 | CHF 496.5 bn | CHF 7.9 bn (CHF 7 944 492 746) |
CHF 4.0 bn (CHF 3 972 246 422) |
| 31.12.2024 |
01.07.2025 - 30.06.2026 | CHF 497.4 bn | CHF 8.0 bn (CHF 7 958 182 845) |
CHF 4.0 bn (CHF 3 979 091 473) |
| 31.12.2025 |
01.07.2026 - 30.06.2027 | CHF 506.3 bn | CHF 8.1 bn (CHF 8 100 015 660) |
CHF 4.1 bn (CHF 4 050 007 877) |
Annual membership fee
| Cut-off date | Period | Basis for the annual membership fee |
|---|---|---|
| 31.12.2022 | 01.01.2023 - 31.12.2023 | CHF 6.50 per million in protected deposits held by the member, subject to a minimum of CHF 500 |
| 31.12.2023 | 01.01.2024 - 31.12.2024 | CHF 6.50 per million in protected deposits held by the member, subject to a minimum of CHF 500 |
| 31.12.2024 | 01.01.2025 - 31.12.2025 | CHF 6.50 per million in protected deposits held by the member, subject to a minimum of CHF 500 |
| 31.12.2025 | 01.01.2026 - 31.12.2026 | CHF 6.50 per million in protected deposits held by the member, subject to a minimum of CHF 500 |
Overview of members
| Cut-off date | Banks | Securities firms | About to cease operations | Total |
|---|---|---|---|---|
| 31.12.2022 | 238 | 39 | 8 | 285 |
| 31.12.2023 | 235 | 18* | 4 | 257 |
| 31.12.2024 | 232 | 19 | 5 | 256 |
| 31.12.2025 | 225 | 19 | 7 | 251 |
| * Following the revised Banking Act and the revised Banking Ordinance coming into force on 1 January 2023, only securities firms that «account-holding» are now members of esisuisse. | ||||